By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the website means you accept the updated version.
Consumer Protection CHLocust Pet provides general information about insurance selection services for retirees and related website content. The website does not itself issue insurance, guarantee coverage, or replace advice from a licensed insurer or adviser. Any request for assistance may be reviewed and handled at our discretion.
WIPOAny fees, charges, or commercial terms that may apply to a service will be disclosed separately before you agree to proceed. We may decline or suspend any request where payment information is incomplete, inaccurate, or where we reasonably believe the request is improper. Taxes or third-party charges, if any, are your responsibility unless stated otherwise.
You agree to use the website lawfully and in a manner that does not interfere with its operation or the rights of others. You must not attempt to gain unauthorized access, misuse content, or submit false, misleading, or harmful information. We may restrict access where we consider it necessary to protect the website, our users, or our business.
All text, design, graphics, logos, and other materials on the website are owned by or licensed to Locust Pet and are protected by applicable intellectual property laws. You may view the website for personal, non-commercial use only unless we give prior written permission. No right, title, or interest is transferred to you by use of the website.
The website is provided on an "as is" and "as available" basis. To the extent permitted by law, we disclaim warranties of accuracy, completeness, availability, and fitness for a particular purpose. We are not liable for indirect, incidental, or consequential loss arising from use of the website or reliance on its content.
These Terms are governed by the laws applicable in Switzerland, without regard to conflict of law rules. Any dispute arising out of or in connection with the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be brought before the competent courts at the place determined under applicable law.
Clause Reference
Summary
These Terms are governed by the laws applicable in Switzerland, without regard to conflict of law rules. Any dispute arising out of or in connection with the website or these Terms should first be raised with us in good faith. If a dispute cannot be resolved informally, it may be brought before the competent courts at the place determined under applicable law.
Supporting Document
HCCHClause Reference
Summary
If you have questions about these Terms or the website, you may contact us through the contact details published on the website. We may revise these Terms at any time by posting an updated version on the website. The updated Terms take effect when posted unless a later effective date is stated.
Supporting Document
UN Declaration